Legal services ZM Law in Almaty: we help debtors gain financial freedom
Financial difficulties can happen to anyone, and Almaty residents are no exception. Overdue loans, debt collector calls, and high interest rates often cause stress and loss of control over your personal budget. According to statistics, more than 40% of borrowers in Kazakhstan regularly face overdue payments, and in megacities such as Almaty, this figure can be even higher.
ZM Law is a team of experienced lawyers specializing in the protection of debtors' rights, debt restructuring and full legal support for bankruptcy proceedings. We offer comprehensive solutions for individuals and entrepreneurs, helping to cope with the financial burden and preserve personal assets.
What do we offer in Almaty?
Mediation with banks and microfinance organizations
Instead of costly litigation, we negotiate with creditors, achieving suspension of fines and penalties, reduction of interest and a more flexible payment schedule. More than 70% of our clients resolve their problems through the mediation procedure, avoiding litigation and seizure of property.
Loan restructuring
If there are good reasons, a bank or microfinance organization may meet you halfway if you prepare the application correctly and prove the deterioration of your financial situation. According to ZM Law statistics, the reduction in payments reaches 30-50% per month, which helps the debtor plan a budget and avoid further delays.
Business rehabilitation and restructuring
Legal entities and individual entrepreneurs in Almaty may face critical debt. Our team helps the enterprise survive a difficult period, negotiates with creditors and implements rehabilitation programs that allow preserving assets and personnel.
Bankruptcy of individuals
If the amount of debt exceeds reasonable limits, and income is not enough even for minimum payments, bankruptcy procedure becomes the only solution. We support the client at every stage: from preparing documents to representation in court. As a result of bankruptcy, debts are written off, which gives a chance to start a new financial life without constant threats from creditors.
Why choose ZM Law in Almaty?
Deep expertise: We specialize in debt issues and know how courts and banks work in Kazakhstan.
Real results: On average, we reduce clients' debt by 50%, while preserving their reputation and property.
Complete confidentiality: A person's financial situation is a personal matter. We guarantee that the information will not go beyond our legal support.
Free consultation: You can get a preliminary assessment of your situation and recommendations without any financial costs.
Take the first step towards financial freedom
If you live in Almaty and want to stop the endless calls from collectors, legally reduce interest rates on loans or get rid of debts completely, contact the ZM Law team. We will analyze your situation, offer the best tools (mediation, restructuring, bankruptcy) and will support you until the problem is completely resolved.
Address:Kazakhstan
Almaty
Almaty city
st. Kanysha Satpayeva 29D office 206
tel. +7 771 856 38 90
https://zmlaw.kz/almaty
Actual on 28.03.2025