Nizhny Novgorod credit Union interregional Association of credit consumer cooperatives working in the financial services market. The first co-op as part of the Association started to work in 2001 in Nizhny Novgorod. Since then, the discovery of more than 30 financial offices in Nizhny Novgorod, Vladimir and Moscow regions. Nizhny Novgorod credit Union makes loans on simple and understandable conditions, which include loans for housing under the parent capital, soft loans pensioners consumer loans. The Association receives money on savings at interest rates higher than in many other organizations. The average annual rate is 17%. Customers can choose the timing and minimum amount of savings programs. Nizhny Novgorod credit Union ensures reliable monitoring and control over the savings of their clients.